Privacy policy

Last updated 2 October 2026

SBOR publishes benchmark lending rates read from public lending contracts. It has no accounts and no logins, and it is built to know as little about you as possible. This page says exactly what it does collect.

The website

sbor.xyz sets no cookies and runs no analytics or tracking scripts. If you choose a language, or a light or dark theme, those choices are saved in your own browser and never sent to SBOR.

The email list

If you sign up for updates, the email address you enter is sent to SBOR through Formspree, which processes form submissions. SBOR uses it only to send SBOR updates, never sells or shares it, and deletes it if you ask at [email protected].

The data API and the MCP server

The JSON files at sbor.xyz/api and the MCP server at mcp.sbor.xyz need no key and no account. For each request to the MCP server, SBOR records the name the app gives itself (for example, the assistant you use), the tool called and the benchmark asked about. It does not record who you are, your conversation, or the rate you asked about: that rate is used to answer your question and then discarded. These records are kept for a few days, to count usage.

Through AI assistants

When an assistant or agent uses SBOR on your behalf, SBOR receives only what the tool needs to answer, such as a benchmark name, a rate and whether you would borrow or supply. It never receives your identity, your accounts or your messages.

Hosting and security

The site is served by GitHub Pages and protected by Cloudflare, which process technical request data, such as IP addresses, to deliver the site and defend it against abuse, under their own privacy policies. SBOR does not use that data to track anyone.

Changes and contact

If this policy changes, the date above changes with it. Questions or requests: [email protected].